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The following article is an adapted transcript based on the audio recording of Episode 8 of the Mr. Open Banking podcast with James Bligh. The audio version is available on Apple Podcasts here. Open Banking brings the question of data...
The Continuous Improvement Model is a tactical method that's implemented across a company to provide a roadmap for improving its practices. Different models exist such as Lean and Six Sigma and can vary in terms of structure, but the goal...
The following article is an adapted transcript based on the audio recording of Episode 7 of the Mr. Open Banking podcast with David Brear. The audio version is available on Apple Podcasts. From the ashes of 2008’s financial crisis...
Multi-cloud simply refers to the presence of more than one cloud, sourced from different vendors. The adoption of multi-cloud is doubling year over year, by way of transitional hybrid cloud deployments. Why is that? Is this a growing trend...
Concepts are useful for putting a name to something because then you can go forth and talk about it. One of the main reasons it's important to talk about omniexperience is because it’s different from multiexperience in a few...
In my first job, the Head of Strategy was obsessed with VUCA (volatility, uncertainty, complexity, and ambiguity), a technique that develops alternative scenarios of the future based on weak signals and emerging trends to develop corporate strategy. In my guilty...
Product Thinking and Design Thinking are two methods whose goals are intertwined. Product Thinking Product Thinking looks at drivers and the competitive landscape. It helps you determine the actual problem the user is facing. By looking at Product Thinking as the product...
A perfect storm is "an event in which a rare combination of circumstances drastically aggravates the event."   After interviewing a meteorologist about the 1991 Halloween Nor’easter, author Sebastian Junger describes three different weather-related phenomena that created the "perfect situation" for such a storm:   Warm air from a low-pressure system...
"Lean" and "agile" are two strategic approaches in the project management world domain. Although separate in their tactical application, each works to facilitate a similar end: produce sustainable results quickly. For project managers, it helps to know the basic differences...
There are many benefits of Open Banking for customers, including openness to innovative services. Structurally, it is difficult for banks to be innovative because they must be quite conservative. The development of IT projects in banks generally takes place over...
The following article is an adapted transcript based on the audio recording of Episode 6 of the Mr. Open Banking podcast with Nilixa Devlukia. The audio version is available here. At Mr. Open Banking, we often emphasize that what makes...
Open Banking in the USA — status The Open Banking movement starts with the banking industry, but it will soon expand to Open Everything: open finance, open government, open healthcare, as well as other industries — a global phenomenon driven...
The following article is an adapted transcript based on the audio recording of Episode 4 of the Mr. Open Banking podcast. The audio version is available here. In this edition of Mr. Open Banking, we get philosophical. Instead of jumping into...
Most developers do not have a seat holder license with an industry analyst firm. That doesn’t mean that you can’t and shouldn't get your hands on analyst reports and use them to your advantage. After we look at a...
Based on an EU directive administered by the European Commission, PSD2 (second Revised Payment Services Directive) regulates payment and service providers all over the European Union (EU) and European Economic Area (EEA). The main purpose of PSD2 was to increase all-encompassing European cooperation and further...