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Open Banking in the USA — status The Open Banking movement starts with the banking industry, but it will soon expand to Open Everything: open finance, open government, open healthcare, as well as other industries — a global phenomenon driven...
The following article is an adapted transcript based on the audio recording of Episode 4 of the Mr. Open Banking podcast. The audio version is available here. In this edition of Mr. Open Banking, we get philosophical. Instead of jumping into...
Most developers do not have a seat holder license with an industry analyst firm. That doesn’t mean that you can’t and shouldn't get your hands on analyst reports and use them to your advantage. After we look at a...
Based on an EU directive administered by the European Commission, PSD2 (second Revised Payment Services Directive) regulates payment and service providers all over the European Union (EU) and European Economic Area (EEA). The main purpose of PSD2 was to increase all-encompassing European cooperation and further...
Event-driven computing has been around for a while. However, the asynchronous nature of event-driven applications requires that specialized knowledge, craft, and tools used to properly build event-driven applications. “An event-centric approach to integration focuses on moving events (and streams of...
The following article is an adapted transcript of Episode 2 of the Mr. Open Banking podcast. The audio version is available here. To understand the evolution of open banking, you must first understand how it came about, a path that...
From working remotely and adapting to a new office environment to retail shopping slowing down, what were once trends in one direction have shifted in other directions due to the pandemic. Here are some of the trends taking shape in...
AsyncAPI is an initiative for standardizing message-driven APIs. The community has a healthy mix of enterprise, solopreneur/consultants, startups and open source community support. In addition to the human element, the API specification is the tangible standard and...
In a three-part blog series, we review the emerging digital government movement around the world. In this first part, we look at the trends of governments going digital. The second part will address the benefit of digital government models....
We talk a lot about industry 4.0 today, but what is industry 4.0? A more automated industry? More connected? More integrated? I would say: all this together, and yes, it is a whole new world. What is Industry 4.0? Industry 4.0...
Think of when you went to an arcade, popped in a token to play that classic pinball machine. Perhaps you play Animal Farm on a gaming console like a Nintendo Switch. The thrill of advancing to various levels in...
When we speak to one another, we do so intending to convey information, just not always the information we intend. That's right, sometimes the message we send isn't about the words we say. We all know about how a large...
Well, we thought we could go on like this—forever. We thought disruption would happen to others—not to us. And suddenly, we all got disrupted by a 100nm soul-less piece of information. A piece of information that disrespects everything that we...
Industries are focusing more on choosing Artificial Intelligence thanks in part to its exponential benefits. With expectations on the return of new products, a significant competitive advantage, or increased customer segmentation and proximity, it’s no wonder AI is exploding, and so too is its wingman, APIs. AI...
With so many people working from home, we now rely on remote sessions instead of face-to-face meetings to connect with customers. This may create a new set of challenges such as getting more engagement from participants. Here are some...